Bridging

If you’ve ever bought property at auction or wondered about how auction property finance works, then this is the blog for you.   Auction property finance is a little different to a conventional residential mortgage. It can be confusing…but it doesn’t have to be.   Do you have any questions about auction property finance? If so, we […]

Improving the energy efficiency of Britain’s housing stock is a key part of the Governments manifesto pledge to tackle Climate Change.  Despite this, 40% of commercial landlords are unaware that in just six months legislation is coming into force that requires commercial rented properties to have an EPC rating of at least E. Research by […]

Paul Elliott, Managing Director of Propp sat down to talk about the rise of the property auction and how bridging finance is playing an important part in its growth. Bridging finance traditionally was used to bridge the gap between selling your home and buying a new home or a measure to prevent a chain break. […]

Careful costing of a property development is key to ensuring your project stays on time and on budget, but even the most experienced builders, property developers and landlords know that it takes just a few bumps in the road to throw these straight out the window.   According to UK Construction Online less than one in […]

Over half of brokers have admitted to providing bridging finance to clients even though they don’t have a good knowledge of the market according to a recent industry report by West One and Brightstar. While its great news that three-quarters of traditional brokers are recognising the important role bridging finance can make to your property […]

Apex has launched a pilot product offering 90% LTV against open market value for experienced investors. It’s a great bridging loan for below market value quick flips you may pick up at auction. Property The property must be a residential purchase that will benefit from an uplift in value whilst the bridging loan is in […]

A recent portfolio case we handled demonstrates the importance of working with an expert for your finance needs. Our client wanted to use a bridge to obtain a portfolio with a market value of £1.8M but a purchase price of £1.45 million before refinancing onto a BTL mortgage to free up his capital, which is […]

The specialist property finance comparison site Propp.io has onboarded MS Lending to cater to the growth of enquires they are seeing for commercial bridges as the sector springs back to life after the pandemic. MS Lending, having launched just 2 months after Propp in January 2021 are relatively new to the scene, but are addressing […]

After being approached by a client at risk of losing over £100k in deposit, the team behind Propp.io, the UK’s first specialist finance comparison site enlisted Together to get the loan over the line in record time. The client was purchasing a new build penthouse apartment, but due to some complications relating to their funds […]

A client of ours made some excellent choices to enable them to purchase a commercial unit and immediately recoup most of the cash investment they’d made. This allowed them to move straight on to their next project whilst gaining passive rental income and increasing their portfolio. Because the loan amount was higher than the purchase […]