Property Investment Done Propperly.

Step 01


Our comparison tools lifts the lid on the latest rates without making you share your personal details.


Step 02


Our deal optimiser service gets lenders competing for your business and guarantees you a bespoke quote the next day*.


Step 03


Our underwriters will work with you to get your application completed as quickly and efficiently as possible.



Browse properties for sale and assess whether it's a go, or a no; all in one place.



Get unlimited free valuations worth £20 each, provided by Hometrack.



Calculate the ROI and analyse your deal.



Discover rates and calculate the cost of finance, whether it's BTL, bridging or commercial.


Navigating specialist finance like bridging loans and commercial mortgages can be a maze, but don’t worry – you're in safe hands.

No jargon, just plain-spoken, expert advice. AND we compare the whole market for you, and negotiate on your behalf; so no need to worry about haggling with lenders.

Our free deal optimiser service saves on average £10,475.

By offering a free price comparison tool we place the power back in your hands. Our deal optimiser service forces lenders to compete for your business, saving you time and money. †

Bridging Finance

Bridging finance is a short-term loan typically secured against a property. It is normally used when a traditional finance agreement such as a mortgage is unsuitable whether this is because the property does not meet the traditional requirements of mortgage lenders, the borrower does not meet normal mortgage criteria or because the finance is only required for a short term – between 1 month and 3 years.
With retained interest calculations, a lender will calculate the estimated interest charges for the term of the loan, add this to the loan advance and then retain the funds to service the interest payments every month until the loan is repaid or the term comes to an end.
Interest roll-up is when a lender agrees that the repayment of capital and interest can be deferred for a period, usually until the end of the loan term. In this period, you won't make any repayments at all. Interest will continue to be added to the loan monthly, weekly or possibly daily. In this situation you should make sure you understand the impact of compound interest, namely you will be paying interest on the interest each time a new interest amount is added.

Commercial Mortgages

A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping centre, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.
You will typical require a 25% to 40% deposit, which varies based on the lenders calculation of the risks involved. Commercial investments are usually on the higher end of this scale. Owner-occupied commercial mortgages are seen as less risky for the lender and can be done with a 20%-25% deposit.
Once you have submitted your enquiry and any required documents, indicative terms are normally issued within 24 hours. The loan will normally complete within 6 to 8 weeks of submission of the full application but can take longer depending on the complexity of the case.
B&C Awards 2022
Commercial Broker Awards 2022
The British Specialist Lending Award 2022
Commercial Broker Awards 2022
Mortgage Strategy Award 2022
B&C Awards 2023
B&C Awards 2024
B&C Awards 2024

* bespoke quotes supplied the next working day following provision of all required lender information being supplied and validation by Propp case manager

† saving based on annualised interest rate saving where deal optimiser service negotiated a lower rate than lender’s published rate, based on current average saving of 0.9% and average loan £1051785. Time saving based on automated versus manual bespoke rate requests.

The solutions above refer to unregulated products only. Should you require a regulated loan please contact us. As a mortgage is secured against your property it could be repossessed if you do not keep up the mortgage repayments. Commercial mortgages and some forms of bridging, development and buy to let finance are not regulated by the financial conduct authority.