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Converting Commercial to Semi-Commercial

Loan Amount


Loan Term

12 Months



The purchase 

Client leveraged his residential property to purchase grade 2 listed commercial property, consisting of 4 retail units and 2 floors of office above.

Purchase price £720k 

Loan amount £650k at 0.75% 

The works 

Client converted the office uppers to four residential flats.

Spent £150k 

Added 480k of value 

The result 

GDV – £1.2m 

Commercial annual rent – £45k 

Residential annual rent – £30k 

Remortgage at 75% LTV onto semi-commercial mortgage – release 900k to repay finance & costs.  

£179K left to invest in next project. 



Abbie Dickson-Davies

Marketing Manager

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